Raised in Bartlesville, OK, the daughter of Pearl (Graybill) and Ben Harned, she married Milford H. "Mick" Smith (also of Bartlesville) to whom she was devoted throughout their 61 years of marriage. His career took them to London, UK, Chicago Il, and Racine, WI, where, each time, she made a beautiful new home and hosted many parties for business associates and friends. They retired in Stillwater, OK. She was a wonderful mother who hosted two foreign exchange students, numerous gatherings of her children's high school friends and many years of homecoming float buildings - providing meals, deserts, and countless pots of hot chocolate. When her children left for college, she volunteered at local hospitals. She was an accomplished duplicate bridge player and a member of PEO chapter EP in Stillwater, OK. She deeply and warmly loved her husband, children, grandchildren, and nieces, and was a good friend to many. She loved Christmas and birthdays and any opportunity for the giving of gifts.

She was preceded in death by her husband and parents, her brothers Ben Harned Jr., Fred Graybill Harned and sister Mary Catherine Harned, and her niece Elizabeth Harned McClure.

She is survived by her son Stephen Smith and his wife Louise Fink, her daughter Kathryn Graybill, her grandson Benjamin Smith, great-granddaughters Olivia and Hannah, their mother Wendy, grandson Daniel Smith, his wife Katy, their daughter Karstyn, and her niece, Catherine Harned.